What membership shares
A household is currently all-or-nothing: joining one makes every account, transaction, budget and goal that belongs to it visible to every member, with no per-item privacy setting. There’s no way to share only some accounts, or keep a specific transaction private from the rest of the household — everyone in it sees everything in it. That’s worth knowing before you invite someone, not after.
Every user belongs to at most one household at a time.
Roles
- The owner is the only one who can invite new members, revoke a pending invitation, or remove an existing member.
- A member who isn’t the owner can remove themselves — leaving the household at any time.
Inviting someone
The owner invites by email. An invitation stays open for redemption for a week; after that it expires and would need to be sent again.
What happens when someone joins or leaves
Joining and leaving are the only two moments visibility actually changes, so both re-stamp what belongs to whom:
- Joining brings everything the new member already owned into the household’s shared view, and gives them the same shared view of everything already there.
- Leaving (or being removed) reverses it — what they owned stops being visible to the household, and what the household shared with them stops being visible to them.
The rest of the household gets a notification whenever someone joins or leaves, since that’s exactly the moment what’s visible to whom just changed — see Notifications.
Billing is household-level
A subscription belongs to the household as a whole, not to an individual member — see Billing & plans for how upgrading, downgrading and bank-connection limits work.