Pricing
Free does the budgeting. Paid does the typing.
Every feature in Tavera Money is on the free plan. What you pay for is connecting your banks, because that is the one thing that costs us money per customer.
Basic
Everything you need to budget, free forever.
$0
Free forever. No card, no trial clock.
- Budgets, goals, debts and recurring bills
- Unlimited manual accounts and transactions
- Monthly recap and month-end close
- Share with your whole household
- CSV import and export
Premium
Add your banks and stop typing transactions.
$7.99 / month
Billed monthly. Cancel any time.
$5.83 / month
$69.99 billed yearly — saves $25.89.
- Everything in Basic
- Connect as many banks as you have
- Up to 2 years of transaction history imported
- Transactions categorised as they arrive
- New features reach Premium first
Premium has no connection limit — link every bank you have. Your plan covers your whole household, not each person, so if two of you share a Tavera Money, one subscription is all you need.
Already a customer? Refer a friend and earn a free month of Premium every time one converts.
What's in each plan
The short version: the only line that changes is bank connections.
| Basic | Premium | |
|---|---|---|
| PriceBilled monthly, or yearly for about 27% less | Free | $7.99 / mo |
| Linked banksOne connection is one bank, however many accounts it holds | — | Unlimited |
| Manual accounts & transactionsUnlimited on every plan | Included | Included |
| Budgets, rollover and spending pace | Included | Included |
| Irregular income planningPriority funding and the Steady Pay buffer | Included | Included |
| Goals and the contribution ledger | Included | Included |
| Debt payoff engineSnowball, avalanche and custom order | Included | Included |
| Recurring bill detection | Included | Included |
| Month-end recap and close | Included | Included |
| Household sharingFree on every plan — one subscription covers everyone | Included | Included |
| CSV import and export | Included | Included |
| New features firstStaged to Premium households ahead of general release | Not included | Included |
Why bank syncing is the paid part
Tavera Money uses Plaid to connect to your bank, and Plaid bills us every month for each bank you keep linked, for as long as it stays connected. It's the only cost in the product that scales with how much you use it — a budget, a goal or a thousand manual transactions cost us essentially nothing.
So rather than paywall the budgeting features and pretend, we put the price exactly where the cost is. That cost is small enough per bank that capping how many you can link would have been arbitrary, so we don't: one paid plan, every bank you have. And if you're happy importing a CSV from your bank each month, the free plan is genuinely all you need, and we're glad to have you on it.
Questions
Before you pick a plan
Why does Premium cost what it costs?
Bank connections are the one part of Tavera Money with a real per-customer cost — our bank data provider bills us every month for each bank you keep linked. That is the entire reason Premium exists. Every budgeting feature is on the free plan because it costs us nothing extra to give it to you.
Do I need Premium to use Tavera Money properly?
No. Basic is a complete budgeting app: accounts, transactions, categories, budgets with rollover, irregular income planning, goals, debts, recurring bills, the month-end recap, household sharing and CSV import and export. Premium adds one thing — connecting your banks so transactions arrive without typing.
Is "unlimited" really unlimited?
Yes — link every bank you have, and one bank counts once however many accounts sit behind it. If your bank gives you a checking account, a savings account and two credit cards, that is one connection, not four. There is no number in the small print, because there is no number.
Is the subscription per person or per household?
Per household. If you and your partner share a Tavera Money, one subscription covers both of you and every bank either of you links.
What happens if I cancel?
You keep Premium until the end of the period you have already paid for, then your account stays open on the free Basic plan with everything you have created. Your linked banks stop syncing at that point and are disconnected — we tell you what that will affect before you confirm, and your accounts stay put as manual ones, with all their history.
Do you sell my data to make up the difference on the free plan?
No. We do not sell or share your data with third parties, on either plan, and there is no advertising anywhere in Tavera Money. The free plan is subsidised by Premium, which is the whole point of having it.
Can I export my data if I decide to leave?
Yes, on both plans including the free one. You can export all of your transactions and your full day-by-day balance history as CSV files at any time.
Is my bank login safe?
Your bank credentials are entered with Plaid and never reach Tavera Money. We receive a token, which is encrypted at rest on our servers, and that access is read-only — Tavera Money cannot move money.
Try it free. Upgrade only if syncing earns it.
Nothing is time-limited and there is no card to enter. Start on Basic, and if typing transactions gets old, Premium is one click away inside the app.
No card required · Your data is never sold · Export it any time